Can I Transfer Money From My Jumia Account To My Bank Account?Can I Transfer Money From My Jumia Account To My Bank Account?

Jumia, one of Africa’s leading e-commerce platforms, has revolutionized the way Nigerians shop and make payments. With its user-friendly interface and secure payment options, Jumia has become a preferred choice for online shopping. However, many users wonder if they can transfer money from their Jumia account to their bank account.

The answer is yes, you can transfer money from your Jumia account to your bank account. This feature, known as “Funds Transfer,” allows you to withdraw funds from your Jumia wallet and transfer them directly to your bank account. This is particularly useful for those who have received refunds or have excess funds in their Jumia account that they want to use for other purposes.

Eligibility for Funds Transfer

To be eligible for Funds Transfer, you must have a verified Jumia account and a linked bank account. You can verify your Jumia account by providing your valid identification documents, such as a driver’s license or national ID. To link your bank account, you will need to provide your bank account number and name.

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Steps to Transfer Money from Jumia Account to Bank Account

  1. Login to your Jumia account.

  2. Click on “My Account” and select “JumiaPay.”

  3. Choose “Funds Transfer.”

  4. Enter the amount you want to transfer.

  5. Select your linked bank account from the list.

  6. Enter your bank account name and confirm the transfer.

  7. Review the transfer details and click “Confirm.”

Transfer Fees and Processing Time

There are no fees associated with transferring money from your Jumia account to your bank account. The transfer is typically processed within 24 hours, but it may take longer depending on your bank’s processing time.


Transferring money from your Jumia account to your bank account is a simple and convenient process. With no fees and a quick processing time, it is an ideal way to withdraw funds from your Jumia wallet and use them for other purposes. If you have any questions or concerns about Funds Transfer, you can contact Jumia customer support for assistance.

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1. What is the maximum amount I can transfer from my Jumia account to my bank account?

The maximum amount you can transfer depends on your Jumia account verification level. For verified accounts, the maximum transfer limit is ₦200,000. If you need to transfer a larger amount, you will need to contact Jumia customer support.

2. What happens if I enter the wrong bank account details?

If you enter the wrong bank account details, the transfer will fail, and the funds will remain in your Jumia account. You can then re-initiate the transfer with the correct bank account details.

3. What if my transfer is not processed within 24 hours?

If your transfer is not processed within 24 hours, you should contact Jumia customer support to investigate the issue.

By Sunday Black

Sunday Black is an e-commerce expert and seasoned blogger based in Nigeria. With a sharp understanding of the digital marketplace, he's become a trusted guide for online shopping enthusiasts and vendors across the country. At, Sunday shares actionable tips and in-depth reviews that help readers navigate the complex world of online transactions with ease and confidence. Off the keyboard, he enjoys exploring local cuisines and immersing himself in the latest tech innovations. His writing not only reflects his expertise but also his passion for connecting people with the right online tools and resources.

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